Health Insurance in Singapore
Questions you must Be Asking about Your Health Insurance in Singapore.
Many of us are left with numerous questions about purchasing health insurance for themselves and their family. you wish to be sure you have gotten the correct coverage which must be affordable for you. Here are the questions you ought to be asking yourself and insurance providers before purchasing a health insurance policy.
1. Which type of hospital does the plan cover?
Private hospital or restructured hospital? The premium for private hospital is definitely more expensive.
2. Will i've got a co-pay or a deductible on top of my monthly premium?
Many times you have got to pay a co-pay. You might have a specific deductible. this suggests you’ll disburse of pocket until you have got paid your deductible in medical costs before insurance will cover the remainder of your medical fees. If you and your family don't seem to be often sick and don’t have plenty of medicines, then a co-pay can be a much better option for you.
3. What does the plan cover?
When it involves healthcare insurance, you'd think all medical expenses should be covered. However, you would possibly find that you simply must get a separate policy for dental and vision or other specialty services. Additionally, you’ll want to form sure routine exams are covered. are you able to get vaccines? Pap smears? Mammograms? the other preventative services along with your policy?